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Our Loan Programs

1/2% Loan Program
One Half Percent (1/2%) Loan Program
Home Affordable Refinance Program
Harp Program
Pre-approval For Home Purchase
Pre-approval Program
Refinancing A Home
Refinancing Loan Program
Conventional Loan
Conventional Loans
FHA Loan Program
FHA Loan Program
VA Loan Program
VA Loan Program
VA Loan Program
VA Loan Program
600 FICO Score
600 FICO Score Program
Manufactured Homes
600 FICO Score Program
HUD Information
Hud informaton
Mortgage Calculator
FHA Loan Program
Getting a loan that is right for you has never been
this easy before whether you are buying or refinancing a home. We can help you even if you have less than 600 Fico score. Get a quote
now. No obligation, no social security needed!!

Who is Federal Housing Administration?
  • The Federal Housing Administration generally known as "FHA" was established in 1934 as a division of the U.S. Department of Housing and Urban Development.
  • They provide mortgage insurance on loans made by FHA-approved lenders throughout the US and its territories.
  • It is the largest insurer of mortgages in the world insuring over 34 million properties since its inception .
How is FHA funded?
  • The proceeds from the MI paid by the homeowners is used to operate the program entirely.
  • FHA operates from self-generated income and costs the taxpayers nothing.
What is FHA Mortgage Insurance?
  • FHA MI protects lenders against loss if homeowner defaults on loan.
  • The lender bears less risk because FHA will pay the lender should a homeowner defaults on their loan.
  • The cost of the insurance is passed along to the borrower and is typically included in the monthly payment.
Now that you know all these. One of the primary advantages is that FHA serves people who cannot afford a conventional loan down payment, which makes the loan very popular for people who are buying homes for the first time. To qualify for an FHA loan, you only need to make a 3.5% down payment. With our CHF ACCESS Loan program, you will need only 0.5% down. For more information, you see our CHF ACCESS Loan Program.

To get qualified for our FHA loan program, please, you complete our short form after you log in or sign up. Please, bear in mind that you are under no obligation to go with our lenders after we get you a great rate. Do it now! Mortgage rates have never been as great as it is right now for a long time, and no one knows when it might go up again.

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https://www.allequitiesfunding.com
3811 Florin Road, Suite 3
Sacramento, CA 95823